Privacy

We are committed to protecting the privacy rights of our users. For this reason, we continually develop and maintain a privacy framework within which our users can obtain information and exercise their rights with respect to their information and privacy. Our Privacy Policy is intended to tell you what information we collect, how we use it, and the choices you have regarding the use of certain information. The most important parts of our full Privacy Policy are set out below for your information. Our Privacy Policy applies to website visitors. The purpose of this summary is to convey the key points to you in easy-to-understand language, but the full version of our Privacy Policy is legally binding.

Information We Collect and How We Use It: When you visit our websites, we collect certain information about your visit, interaction with the content, the website you came from and are going to, and some additional technical information about your device and system from which you use the services. If you choose to use any of the "click-to-call" services we offer, the phone number you called from may be collected for a limited period of up to 3 months. The information is used to operate our websites, provide the services, improve them over time, track analytics and statistics, and synchronize and relax payments to our business partners (including customers, suppliers and affiliates). We will not share your information unless we are required to do so by law or as necessary to provide our websites and services. We encourage you to read, understand and re-read the full Privacy Policy from time to time or contact us. >This Privacy Policy covers:

• Terms of Use
• Our legal basis for processing
• The information we collect
• Consent, Choices and Changes
• Purposes of data collection
• Transfer of your data to third parties
• Links to and Interactions with Third Party Properties
• Access and accuracy; deletion
• Options and opt-out
• Do Not Track Notice for California
• Information security
• Data protection for children
• Users outside the United States
• Obligation

• Terms of Use.    This Privacy Policy is an integral part of the Website Terms of Use (hereinafter "Terms"). Any capitalized terms in this Privacy Policy that we do not define will have the meanings given to them in the Terms.
• Our legal basis for processing.    We process and use personal data in accordance with data protection laws. Our legal basis for processing your personal data is usually one or more of the following:

   

• Performance of a contract.    By accessing or using the Website, you request that we provide you with the Services in accordance with our Terms of Use. To do so, we need to process some of your personal data (such as your IP address).
• Placed Benefits.    We may use some of your Personal Information when we have a legitimate business reason to do so. We use this Personal Information to operate, improve, and promote the Services (for example, when we customize your experience on the Services or for analytics purposes) and to protect our business (for example, to prevent fraud or ensure site security).
• Legal obligations.    In some cases, the use of your personal data is necessary to comply with a legal obligation or legal requirement (e.g. handling complaints from users or authorities).
• Acceptance.    In certain cases. We ask for your consent to process and use your personal data to provide additional services (e.g. when you subscribe to our newsletter or provide us with personal data to receive personalized offers).
• The Information We Collect    When you visit the Site or use the Services, we may collect certain information about your visit and use of the Site and Services in one or more of the following ways:

   

• Information you give us.    Some services require you to provide or submit certain personal information in order to use them. Some features and/or services require the provision of personal information, subject to your explicit and active consent (e.g., newsletters that may be available from time to time on certain websites, promotional materials and forms) and your choice, and some are collected when you consent as described in this Privacy Policy below.

  For the purposes of this Privacy Policy,  personal    data means information that can be used, either alone or in combination with other information, to identify an individual, such as first and last name, email address, telephone number, home or other physical address, and other contact information. In some jurisdictions and given the way we use data, the IP address that your ISP assigns to your device may also be considered personal data. In this case, we treat the information as personal data in all processing and security aspects, but we do not use this information to identify or personalize the user.

   

• Third Party Forms and Services:    The Site lists, categorizes and compares various third party companies, brands and commercial entities (collectively, "    Partners    ") and their respective products and/or services (collectively, "    Products    "). From time to time, we may offer you offers, services and products from Partners through the Online Service. A form that you may complete upon request and to which you agree. This information is used to facilitate your contact and/or engagement with the respective Partner (    Management    ). You may be redirected to a landing page or online form owned and operated by the Partner company (;   Landing Page    ); in the same way, you may be redirected to the home page of other sites and online searches. In both cases, however, you may be asked to enter certain information on the landing page, including personally identifiable information such as name, email address and phone number (collectively, this information is referred to as    Landing Page Information  ). The Landing Page Information you submit is collected directly by the Partner who provided it and includes its own privacy policy and information about data collection practices. We encourage you to read this Privacy Policy to better understand the purposes for collecting and using the personal information you provide.
• Contact Us.    If you send us a "contact request" (or similar request), either by submitting an online form we provide or by sending an email to the email address provided, we may need to share certain personally identifiable information such as your name and email address, by using the feedback or reports feature on the Site. This information, including the content of your contact information, will be used to process and respond to your request and for legitimate business purposes described more fully in Sections 4 and 5 of this Privacy Policy.
• Blogs, newsletters, surveys and offers.    The Site may contain a blog forum, reviews and articles containing information about our services, partners, products and the relevant industry. The Site may also offer you the opportunity to subscribe to newsletters and participate in surveys and other promotional activities (some of which may be administered by us and some of which may be provided by third party services with which we partner). In each of the above cases, your interaction (for example, responding to a blog forum, subscribing to a newsletter or completing a survey) may require you to provide certain personally identifiable information, such as your name and email address. In such case, the information you submit will also be shared directly with that third party and used in accordance with this Privacy Policy and that third party's own privacy policy.
• Information we collect about you.    We collect information about your use of the Services and your interaction with the Site or Services as follows and in the following ways:

   

• Device Information:    For deployment and compatibility purposes, such as language, geographic location, and time zone, we collect device information such as device type and version, operating system type, language and version, and information that can be extracted from the user, such as browser type and version, screen resolution.
• Interactions and Usage:    To provide the Services, operate the Site and continually improve it so that we can sync with our partners and affiliates, we collect information about your interaction and use of the Services, such as: URLs that referred you to the Site, which internal website URLs you visited and which service-related actions (e.g., views or clicks) you performed, date/time stamp of website usage, times of clicks and impressions.
• Log files:    We collect information through server log files, but also through website tracking technologies such as pixel tags. We do this to analyze trends, monitor user engagement and interaction with the website and similar services. The types of information collected may include IP addresses assigned to your device by your Internet service provider. We collect IP data for a limited time and for specific purposes. One of them is to better understand your geographic location (country, region and language) so we can provide the services in your own language and home country. Second, we use automated tools to analyze IP addresses and flag fraudulent addresses.
• Cookies and Similar Technologies.    The Site may use cookies and other anonymous web tracking technologies (such as web beacons and pixel tags) implemented by us or third parties. A cookie is a small file containing a string of characters that is sent to your computer when you visit a website. When you return to the Site, that site uses a cookie to recognize your browser. Cookies can store your online preferences and other information about your interaction on the Site. You can set your browser to refuse all cookies, or to indicate when a cookie is being sent to your browser. However, some features or services of the Site may not function properly without cookies and some features may not be available to you.

  For more information about the types of cookies used and the use of cookies/tracking technologies on our website, please see our Cookie Policy.

• Information We Receive from Third Parties.    Like many Internet-based services, the Site and Services are operated and provided in collaboration, synchronization, and interaction with third parties, including partners, affiliates, and other third parties. To enable and facilitate such synchronization, we may receive information from third parties, such as advertisements, form submissions, or phone calls). Some websites allow you to use the Service on a per-click basis, in which case third parties facilitate call routing, tracking, and feedback to ensure success. In such cases, the phone number you called from may be shared with us (without any other information you provide) for a limited time and to process referrals and successful calls to our partners. Other than for that purpose, we will not use this information unless you give us your express consent.
• Consent, Choices and Changes.    You are not required by law to provide us with any Personal Information (and you agree that providing Personal Information is voluntary), nor are you required to use the Site at all. By accessing the Site and using or interacting with the Services, you agree to this Privacy Policy and the information practices described herein. If you do not agree to this Privacy Policy, please do not access or otherwise use the Site or Services.

  Some services require the provision of certain personal data, in which case you can choose whether or not to use those services. Please note that even if you have provided us with your personal data, you have the absolute right to withdraw this consent at any time (see Section 8 below for more information on refusal and withdrawal of consent).

• How we use personal information.    In addition to the other uses described in this Privacy Policy for the information we collect (including your personal information, collectively, your information),     we also use personal information in the following ways:

  To provide the Site and Services to you generally and to continually improve them. We use your information to: (a) operate and provide the Site and Services to you; (b) develop and generally improve the Site and Services; (c) count and track referrals and advertisements (defined in Section 5); (d) human user validation and fraud prevention controls; (e) respond to inquiries and other communications with you; (f) identify or authenticate your access to and use of the Site.

• Sharing your data with third parties.    We do not share your personal data with third parties, except in the following cases:
• Data storage and security platforms (    Data Platforms    ); We use third-party cloud and storage services to store and store your data. This means that we may send or otherwise share your information to or with third-party companies around the world, including in the United States, to store the information on our behalf or for other processing purposes. These companies include Amazon Web Services (whose privacy policy is available at:
• Social media platforms. We may share anonymized information with social media platforms (such as Facebook, LinkedIn, etc.) for marketing and operational purposes. These social media platforms may independently collect your personal information and combine it with identification information that we provide in connection with the personal information we collect and to which you have provided your separate and independent consent. Any such actions, and any personal information that may be derived therefrom, are subject to the privacy policy of the applicable social media provider and are outside of our control, control or knowledge.
• Other Third Parties. We may send or otherwise disclose your information to various third parties who assist us with our business (such as customer service representatives and providers of email or telephone management services) who help us understand how our users use the Site and Services and help us improve them. These third parties may have their own privacy policies that they follow, and we require them to provide them when providing their services. We encourage you to read this Privacy Policy again when these third parties provide their services directly to you. In addition, these third parties (and their servers) may be located anywhere in the world.
• Execution. We may disclose your personal information to third parties if we believe that disclosure is useful or appropriate: (a) to satisfy any applicable law, regulation, legal process or governmental request; (b) to monitor compliance with our Terms of Service, including investigation of potential violations; (c) to detect, prevent, or otherwise address fraud or data security issues; and/or (d) to protect against violations of the rights of our affiliates, users, ourselves, and/or the public.
• Partners and Products. The Services may require you to complete an online form if you choose to do so and are interested in obtaining more information about one or another service (    Online Form     ). In such case, we may send or otherwise share your Online Form information with the Partner about whom (or whose product) you wish to receive more information or with whom you have expressed interest in doing business (Correspondent Partner and    Relevant Product    ) so that the Correspondent can contact you with the information you requested. If the Online Form information does not relate to a specific Partner or product you clicked on, we may send or otherwise share your Online Form information with a Partner that offers services or products similar to your request. In each case, you agree that (a) the Partners may contact you using the information you provide in the Online Form; (b) we have no control over how the Partner may contact you or what the subject of any such contact is; and (c) each Partner must provide its own privacy policy, so it may not follow this Privacy Policy, and (d) Partners (and their servers) may be located anywhere in the world.
• Merger, Sale or Bankruptcy. If we or any of our affiliates are acquired by or merged with a third-party company, or we otherwise sell all or a portion of our assets, we may (and hereby reserve the right) transfer or disclose Personal Data and other information we collect or receive. In such cases, we will require the receiving entity to disclose its privacy practices and grant you all of your rights to reside in that jurisdiction.

We may also share some non-personal information with the following types of third parties under the following circumstances:

• Third parties engaged or hosted by us, or who provide us with services and features we may make available to you, collect information about the Site and visitors' interactions with content and features on our behalf or to provide their services. We do this when we use or provide third party technologies, services or features, or when we otherwise grant these third parties access to our Site or technology for specific purposes as described in the Privacy Policy or on the Site. We may use analytics tools such as Google Analytics and Tableau. These tools help us understand user behavior on our Site and Services, including tracking page content and clicks/touches, movements, scrolling and keystrokes. The privacy policies of these tools are subject to their respective policies, and they may use their own cookies to provide their services.
• Links and Interactions with Third Party Properties.    The Site may contain links to third party websites (e.g., affiliate sites), content, and other online resources (collectively, "   Third Party Resources"    ). Information related to access to Third Party Websites, as well as any Personal Information you provide through such Third Party Properties, will be provided to the third parties (although we and our affiliates may have agreements with such third parties to return or share such information and Personal Information with us). We are not responsible for the privacy practices of such third parties or for such third party features, products, and related data collection practices. We encourage you to read the terms of use and privacy policies of any Third Party Properties you use or interact with.
• Access and Accuracy; Deletion.    Except as described in this Privacy Policy and for specific uses and purposes, we do not store information in a way that allows us to identify it personally. Therefore, requests to access, change or delete your information can only be processed in cases where you have submitted such information or used a service that involved the collection of personal information.
• Choices and Opt-Out.    You are free to provide us with your information for the purposes described in this Privacy Policy. You can exercise your rights in relation to your personal information and the jurisdiction of your residence at any time. For example (if applicable and relevant):
• Cookies and tracking technologies.    You can set your browser to refuse and/or block cookies from the Website or third-party services (see section 2.2.4 for details).
• Review and update your personal information or request its removal from our servers (see Section 7 for more information).
• Rights of EU data subjects.    Any personal data we collect under this Privacy Policy will be processed in accordance with the GDPR. As a user residing in the EU, you can:
  • Access to stored personal information. We must ask you to provide us with certain identification information to verify that you are who you say you are. If you discover that any personal information is not accurate, complete, or current, please provide us with the information necessary to correct it.
  • Contact us if you wish to withdraw your consent to the processing of your personal data. The exercise of this right does not affect the lawfulness of processing based on your consent before its withdrawal.
  • Request deletion or restriction of access to your personal data. If you exercise one (or more) of the rights set out above, you have the legal right to request information about third parties that appropriately hold your personal data in accordance with this Privacy Policy.
  • Responsible for processing your personal data for direct marketing purposes when your personal data is used for such purposes.
  • You have the right to lodge a complaint with a data protection supervisory authority.
• Finland.    If you live in Finland, you can request certain information regarding the disclosure of personal information to third parties for their direct marketing purposes. If you would like to make such a request, please send us an email.

If you have any further questions about your personal data, you can always contact our data protection team on the website.

• Information security.    We and relevant third party services/affiliates implement data security systems and procedures to protect the data transmitted, processed and stored on our website, computer servers and systems. For example, the website is encrypted with SSL and, as with all data transmitted, we regularly review our data and data collection practices to ensure control. We use third party processing and delivery services that implement various data security standards and certifications (at rest and in transit) and monitor and filter access to data when it comes to our organization's personnel. Such systems and procedures reduce the risk of data breaches but do not provide absolute security as there is no global network. For this reason, we cannot guarantee that the website and our server are secure from unauthorized access to data stored on it and other security risks.
• Children's Privacy.    The Site or Services are not intended for children under the age of 16. For this reason, we do not intend to collect Personal Information from anyone we know to be under the age of 16. If we learn that we have collected Personal Information from a child under the age of 16, we will use commercially reasonable means to delete that information as quickly as possible.
• Users outside the United States.    We may transfer your information (including Personal Data) outside the country in which it was collected or in which you reside (for example, the United States), including to a country where the level of protection for personal data may not be equivalent to that of your country of residence. However, in this case, we will ensure that all contractual safeguards are in place (for example, by verifying Privacy Shield certification) to ensure that your information is processed in a manner that provides adequate protection when transferred or exchanged between third parties.

  By providing personal information and using the Services, you expressly consent to the use of such information in accordance with this Privacy Policy and to the transfer of your information to another country (e.g., the United States).

• Commitment.    Protecting your privacy online is an evolving practice and we do our best to develop our website to comply with these requirements and best practices in all jurisdictions in which the website is available.